What to do When the Bank Says No With Ryan Hermansky
On this episode of the On The Rise Podcast, host Jeremy Dyer talks with Ryan Hermansky, president and co-founder of Private Money Funding, a Scottsdale-based private lender that has deployed over $42 million in commercial real estate. Ryan explains why banks avoid commercial and land deals, how private lenders move in weeks instead of months, and what "first lien position" and loan-to-value really mean for investor safety. He walks through the firm's conservative underwriting ("would we want to own this property?"), how portfolio-level protection keeps investor distributions flowing, and the investor-pool side of the business , a 9%, liquid, no-lockup vehicle that also works with IRA and pension money. A clear primer on private credit.
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